Bajaj Allianz Life launches Future Wealth Gain #InvestBefikar|Event | Ruchi Jadhav


Hey guys ❤

So remember, in my last post – Get ready to #InvestBefikar & #JiyoBefikar, I told you guys about what if I get you a product to have your future secured?

I have all the information about the product now! Super excited to tell you more about the Future Wealth Gain by Bajaj Allianz Life, so #InvestBefikar.

Bajaj Allianz Life introduced and announced Future Wealth Gain at St. Regis in Mumbai. The product launched on 22nd June 2017

About Bajaj Allianz Life Future Wealth Gain

Bajaj Allianz Life Future Wealth Gain is a non-participating, individual, unit-linked regular/ limited premium payment endowment plan with two variants, “Wealth Plus” and “Wealth Plus Care”. Bajaj Allianz Life Future Wealth Gain plan offers the dual benefit of protection and growth to fulfil the dreams of your loved ones.

To realize your family’s long term financial goals, you need to carefully plan to keep in mind that it should not only provide the dual advantage of Protection and Growth, it should also allow the flexibility of investing in a range of options, give you the benefit of market upsides for staying invested even during periods of uncertainty and ultimately ensure that your family achieves all the financial goals you have planned for them. Presenting Bajaj Allianz Life Future Wealth Gain, a unit linked insurance plan which provides the cushion of security and growth to meet future financial goals.

Product Link:


The Death Benefit under the ‘Wealth Plus variant’ includes:

The higher of the Sum Assured, plus top-up Sum Assured, if any, or

Fund value, as on the date of receipt of intimation of death,

The Death Benefit, under this variant assures benefit of 105% of premiums paid including top-up premiums paid, if any, till the date of death.

Under the ‘’Wealth Plus Care Variant’’, in addition to the Death Benefit, the customer is entitled to an Income Benefit, payable on death or first diagnosis of Cancer of the Life Assured during the premium payment term. The Income Benefit is the remaining regular premiums due under the policy after the date of death or diagnosis of cancer.

The minimum premium for Future Wealth Gain is capped at Rs.50,000 annually. The maximum policy term is 25 years and the minimum premium payment term is 5 years.

With this product, the Company has also introduced a New Fund – Pure Stock Fund II, apart from seven other fund choices previously available with the Investor selectable portfolio strategy. The Wheel of Life portfolio strategy is also available to the investors, the regular premium fund value and top up premium fund value, if any, will be reallocated among various funds in the pre-defined ratio based on years to maturity.

The plan comes with the option to take maturity benefit in installments (Settlement Option) over a maximum period of 5 years. This will enable one to protect his or her fund value from any unforeseen slowdown.

We all wish to plan and secure our future, as we have n number of dreams to fulfil. So, let’s #InvestBefikar and #JiyoBefikar with #FutureWealthGain.

Till then take care and comment down below- What do you think of this product ?









The Chanel Rouge Allure Velvet Lipstick in LA FASCINANTE Review & Swatches | Ruchi Jadhav

La Hey guys ❤

As promised on my youtube channel (Ruchi Jadhav) that I would be reviewing all the products from my haul video, i’m here to review the most expensive and loved product in my life right now :*


i.e The Chanel Rouge Allure Velvet in shade 38 La Fascinante

About the Product :


An intense, long-wearing lip colour with full coverage and a satin finish. Leaves lips supple and protected with lasting comfort. In a new formula, ROUGE ALLURE features concentrated, ultra-thin pigments that deliver full coverage and magnify shade intensity. Sweet Almond Oil, Green Tea and Sappan Wood helps smooth, moisturize and protect lips.

Packaging : 



Obvious reason, why I own this beauty – One click releases it from its black lacquered case. That ‘click sound’ is just so satisfying, lol! I absolutely love the all black case, along with ‘CHANEL’ at the bottom of the cover ❤

I was sold at the packaging,like really!

How to apply : 

Apply directly to lips or use the Retractable Lip Brush.

Price : INR 2800


Quantity : 3.5g

Where can you get it : Chanel Store, Palladium, High Street Phoenix (I would recommend not to order online, I’m not sure if that would be 100% authentic 🙂 ) 

Ingredients : 


Swatches :



Review :


The lipstick is Velvety soft and more comfortable than any matte lipstick before, it adorns lips with deep colours and an intensely luminous matte finish. It is as moisturising as a satiny lipstick, it feels as weightless as a second skin. A tiny drawback would be the lighter shades won’t really suit most of the indian skin tones. I purposely chose this shade,since I loveee red, it’s my weakness, also red’s just gives me that glow on my face 🙂


Obviously a bit over- priced too, but once you own this beaut, it’s just one of the bestest lippie’s I have ever come across. Stays for a pretty long time, after a heavy meal, kind of starts fading. You need to re-apply it. It’s not completely matte.


I love the shade. would be the best choice for people who love mattes,this won’t dry your lips like the actual matte ones would do.

Have you tried the Chanel Rouge Allure Velvet Lipsticks?


Ruchi ❤